Terms & Conditions

Effective Date: Jan 1, 2026

Welcome to Ray Consulting Group, LLC (“Company,” “we,” “our,” or “us”). By accessing or using this website, rayconsultingllc.com, you agree to the following Terms & Conditions. If you do not agree with these terms, please do not use this website.

Use of This Website

This website is intended to provide information about our services, products, photography, digital resources, and business offerings. By using this site, you agree not to:

  • Use the website for unlawful purposes

  • Attempt to gain unauthorized access to the website or its systems

  • Copy, reproduce, or distribute website content without written permission

  • Use our materials or branding in a misleading or commercial manner

We reserve the right to restrict or terminate access to the website at any time without notice.

Intellectual Property

All content on this website is the property of Ray Consulting Group, LLC unless otherwise noted. This includes, but is not limited to:

  • Website copy

  • Branding and logos

  • Photography and media

  • Graphics and designs

  • Blog content

  • Digital downloads and templates

  • Marketing materials

  • Client work examples and portfolio content

No content may be copied, reproduced, republished, sold, or distributed without prior written consent.

Services & Payments

Ray Consulting Group, LLC provides marketing, creative, consulting, photography, and digital services.

All payments made through this website or directly to the Company are considered final and non-refundable unless otherwise agreed upon in writing.

By purchasing services, products, or digital downloads, you acknowledge and agree that:

  • Project timelines may vary depending on communication and scope

  • Final deliverables are subject to client approval and collaboration

  • Results from marketing or advertising efforts cannot be guaranteed

  • Deposits, retainers, digital products, and completed work are non-refundable

Booking & Consultations

Consultation bookings made through this website are subject to availability.

We reserve the right to reschedule or refuse services at our discretion.

Failure to attend scheduled meetings or provide required project materials may impact timelines and deliverables.

Digital Downloads

Any digital products, templates, downloads, or resources purchased or accessed through this website are for personal or business use only by the purchaser.

You may not:

  • Resell

  • Redistribute

  • Repackage

  • Share

  • Claim ownership of

any digital content created by Ray Consulting Group, LLC.

Third-Party Links

This website may contain links to third-party websites, platforms, or services. We are not responsible for the content, policies, or practices of those third parties.

Limitation of Liability

Ray Consulting Group, LLC shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use of this website, services, or products.

All services and information are provided “as is” without warranties of any kind.

No Guarantees

While we strive to provide strategic and effective marketing and creative services, we do not guarantee specific business, advertising, SEO, traffic, sales, or financial outcomes.

Governing Law

These Terms & Conditions shall be governed by the laws of the State of Missouri, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Continued use of the website constitutes acceptance of any changes.